Our parents’ generation didn’t really have to do very much in the way of creating a retirement plan for themselves. The companies they worked for had pension funds, and the federal government promised them both Social Security and Medicare.
In fact, our grandparents’ and parents’ generations were probably the first generations of American adults that didn’t have to fear abject poverty in their retirement years. That was a huge step up!
However, our Baby Boom generation is facing a new kind of retirement. Most of us don’t have pension funds. We’re not sure we can count on Social Security, and we know that Medicare alone isn’t the best fall-back plan for our post-retirement healthcare needs.
To top it off, most of us haven’t seen anything vaguely resembling job security for more than 20 years, and the recent financial crisis has done a good job of trashing our retirement investments.
So what are we going to do? It’s time to start planning-now-to make sure our second lives are as good or even better than our first ones.
I’ve been where you are now. I’m an over-50 Baby Boomer. Just like you, I’ve lived the transition from a social contract where retirees were taken care of to one where it seems like it’s every person for himself, both before and after retirement.
And I’ve found ways to protect my family’s finances and start enjoying a retirement that’s every bit as secure and as full of freedom as I could have ever hoped it would be. It’s my pleasure to share my discoveries with you.
So how do you start planning for a retirement that’s really a second life? First I want you to take stock of where you are right now. Do you need to start looking at creative ways to increase and sustain your income as you retire? Is it time you actually started paying attention to all of the news out there about diet and health? Are you just starting to realize that your nest is empty, and you’re not sure how to handle a retirement without kids to take care of and a job to juggle?
Yes, looking at all of these facets of our lives at once can feel scary. But don’t give in to fear! You don’t have to tie yourself to a corporation or fill your retirement time with empty activities just because there aren’t any children around to dictate your schedule.
Ladies, you’re about to be free. As free as we all were when we were younger-but with the wisdom and experience to really enjoy that freedom as we “retire” into our second lives.
As we work together, I’m going to show you how to create step-by-step plans to secure your finances. More than that, I’m going to show you what I’ve done to create a full post-retirement life without having to fill my life with commitments and activities that I don’t enjoy. And I’m going to show you how you can retire to a second life or second career that you want-not another corporate job or a stint as a WalMart greeter just to make ends meet.
So for right now, just take stock of where you are financially, physically, emotionally, and even spiritually if that is something that has meaning for you. Once you know where you are, you can start thinking about what you want your second life to look like. And then, we can work together so you can create a retirement plan for yourself that you’re really going to love!